Got CD?

Got CD?

If you’re like most CD owners, it’s disappointing to get such low CD rates. Yes, you are technically exchanging safety for those low rates, but how safe and secure are CDs really if they continually suffer a constant loss in earning power?

CDs simply are not keeping up with the cost of living. The good news is, there are CD alternatives available that have security and safety but enjoy higher rates of return!

Before deciding on a CD (or renewing an existing one), you may want to find out if there is a CD alternative available that will protect your money, accomplish your planning goals without losing out on higher returns and still preserving the benefits of a traditional CD:

  • Security
  • Safety
  • Liquidity
  • Guaranteed Stream of Income

Your personal Wealth Preservation Consultant, accountant or retirement distribution planning professional can explain what CD alternatives may be and good fit and suitable for your situation.


More Updates


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Rolling Over an RMD

Like most people’s lives, the retirement world is upside down. This is made evident by a single statement: “Required minimum distributions (RMDs) can be rolled over.” Yes, that is the new normal—at least for this year. RMDs are considered the first money out of an IRA and workplace plan. Typically, these dollars are ineligible to

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Tapping Into Retirement Accounts If Not Directly Impacted By COVID-19

The recently-­‐enacted Coronavirus Aid, Relief, and  Economic Security Act (CARES  Act) signed by President Trump  on  March  27, 2020, allows  “qualified individuals” to take up  to  $100,000 of  penalty-­‐free IRA and company plan withdrawals during 2020. “Qualified individuals” include those who are (or whose family members are) sickened by the virus or who have virus-­‐related

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