Pacific Life

Do You Have Enough Life Insurance?

Fifty percent of Americans are currently un(der)-insured. The barrier is usually simple like a cumbersome application, physical exam, or bloodwork. The PacLife Promise Term Program offers term life insurance without any fluids for underwriting.

Apply for

  • $20,000 to $5,000,000
  • 10, 15, 20, 25, or 30 Year Durations
  • Child Term Waiver
  • Waiver of Premium


  • Easy application process
  • Fluid-less underwriting
  • Electronic application
  • Up to $2,000,000 streamlined underwriting
  • No physical exam for qualifying applicants


  • 4th year in a row named “World’s Most Ethical”
  • Dalbar Winner for Policyholder Excellence
  • #2 Best Life Insurance Company for 2019–2020
  • Comdex Score of 93 (out of 100)
  • A.M. Best A+
  • 150+ years of financial strength
  • $191B in assets

You want to protect your business and help it succeed

Providing employees with protection for their families and the potential to supplement their retirement income can be an attractive incentive. Whether you’re looking for a solution that protects your bottom line or a strategy to help attract and retain talent, life insurance has the potential to help you achieve those goals.

You want to know your loved ones are protected

Losing a loved one is never easy. It can significantly impact your family in many ways, including financially. Protect your family’s financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one’s lost earning potential.
Protect the ones you love. Life insurance can help.

Did You Know?

Most Americans are un(der)insured.

Sample Rates

Competitive Monthly Rates (20-year Term)

Jack (age 35) can buy a $500,000 20-year term policy for just $21.14/month.

Jim (age 55) can buy a $1,000,000 20-year term policy for just $221.55/month

50% of Americans Are Under Insured!

Up to $2,000,000 Without Medical Exam

No Exam, APS, EKG, Blood Test and Swift Approval

10,15,20,25 and 30 Year Durations

No Pushy Sales Call and Electronic Application

30 Day Money-Back Guarantee

Convertibility Options

By Completing a Life Insurance Checkup with Your Accounting Professional, You'll Ensure Never Having a Gap in Your Protection that Will Put Your Family at Risk.

Please See Your CPA for Additional Details

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