Happy Thanksgiving!… Are Your Beneficiary Forms Up to Date?

While you are giving thanks for all your blessings, it is a perfect opportunity to also take a moment to think about your beneficiary forms.

Although a will controls the distribution of some assets, your beneficiary forms, not your will, controls the distribution of your IRA and 401(k) assets.

It’s important to conduct a Beneficiary Review at least once per year to make sure you have named or removed all the beneficiaries you want. You can also preserve an opportunity for your loved ones to stretch RMDs over their individual life expectancies. Using a multi-generational distribution strategy, those inherited retirement assets continue to grow tax-deferred or even tax-free in the case of a Roth IRA.

Your local retirement distribution specialist can help you with a Beneficiary Review, make an appointment for this FREE service today!

Have a Happy Thanksgiving!


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Rolling Over an RMD

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